Disability Income Insurance

An unexpected sickness or injury is always hard to deal with.  Your work is disrupted, your income is diminished and you face a mounting list of expenses. 
Make sure your salary is protected with Disability Insurance:

  • Maximum benefit up to $10,000 per month with 70% of earnings insurable.
  • Choice of immediate benefits or   waiting periods up to 365 days.
  • New members up to age 40, or an existing member establishing their own practice for the first time, may apply for the guaranteed issue benefit of $2,000 per month under Plan 5-5 with a 90 day waiting period with no medical underwriting.
  • Residual Benefits Option available.
  • $1,000 accidental death benefit included.
  • Survivor Insurance included.
  • Waiver of Premium after 6 months of disability for disability beginning prior to age 60.

Forms and Documents

Brochure
Disability Income Insurance Brochure

Application
Application Instructions

Long Form Application

Short Form Application

Insurance Info Practices Notice